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When Applying For a Loan

10 COMMANDMENTS ~ when applying for a loan
 
1) Thou shalt not change jobs, become self-employed, or quit your job no matter how
much you may hate it, until the day after your purchase closes!
2) Thou shalt not buy a car, truck or van unless you want to be living in it.
3)Thou shalt not use charge cards excessively or let your accounts fall behind.
4)Thou shalt not spend money you have set aside for closing.
5) Thou shalt not omit debts or liabilities from your loan application.
6)Thou shalt not buy furniture until you own a home to put it in.
7) Thou shalt not originate inquiries into your credit.
8)Thou shalt not make large deposits without first checking with your loan officer.
9)Thou shalt not change bank accounts.
10) Thou shalt not co-sign a loan for anyone.
MY PROMISE TO MY CLIENTS

I work hard on behalf of all my clients interest, my clients interest always comes before mine and it is my fiducuary responsibility to my clients to guide them to reach their goal within the laws that bind me as an agent. Along with my fiducuary responsibility I also have an ethical responsibility, with that in mind you can count on me as your agent to always uphold the law and represent you as a professional.