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When Applying For a Loan

10 COMMANDMENTS ~ when applying for a loan
 
1) Thou shalt not change jobs, become self-employed, or quit your job no matter how
much you may hate it, until the day after your purchase closes!
2) Thou shalt not buy a car, truck or van unless you want to be living in it.
3)Thou shalt not use charge cards excessively or let your accounts fall behind.
4)Thou shalt not spend money you have set aside for closing.
5) Thou shalt not omit debts or liabilities from your loan application.
6)Thou shalt not buy furniture until you own a home to put it in.
7) Thou shalt not originate inquiries into your credit.
8)Thou shalt not make large deposits without first checking with your loan officer.
9)Thou shalt not change bank accounts.
10) Thou shalt not co-sign a loan for anyone.
Senior Moments
Resources For Seniors
Baby Boomers, Parents & Friends

Healthy Aging Partnership – Coalition of over 20 agencies providing information and assistance ~ 1-888-435-3377           

Lifeline – Allows people of all ages and abilities to maintain their independence ~ 1-888-435-3377
                                
Meals on Wheels ~ 206-448-5767

Minor Home Repair ~ 206-448-5751

Mobile Market – Home Delivery ~ 206-448-5767

Seattle Public Library Mobile Services
To request service, call Mobile Services ~ 206-684-4713 or e-mail mobile.services@spl.org.

Northwest Women’s Law Center – Legal rights education and self help programs ~ 206-682-9552
                
Prime Time – A monthly newspaper focusing on senior issues available at the Seattle Public library.

Puget Sound council of Senior Citizens newsletter ~ 206-448-9646

Mayor's Office for Senior Citizens ~ 206-684-0500
(List of businesses & non profit agencies that offer discounts to people over 60.)

Tax Exemptions in Down Sizing ~ IRS Issues Home Sale Exclusion Rules

Real Estate Tax Assistance Program ~ 206-296-3920

Utility Assistance Program for elders  ~ 206-684-0268

Senior Services ~ 1-800-972-9990
provides information on transportation services home sharing, senior rights, senior centers (some serve hot lunches, have foot and hair care & provide free legal & medical advice)                

Taxi Scrip ~ 206-553-3060
Book of tickets you can use to save 50% on taxi fares
 
People's Memorial Association - fixed funeral cost for members ~ www.peoplesmemorial.org